Updates on the Australian lending market, interest rates, government policies, lender appetite and practical property information.
At its August monetary policy meeting, the Reserve Bank of Australia (RBA) decided not to raise interest rates, leaving the official cash rate unchanged at 4.35%. This means that mortgage holders already facing significant repayment pressure have, for the time being, avoided another interest rate increase. However, this should not be taken to mean that […]
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If you haven’t reviewed your home loan interest rate for the past one or two years — or even longer — you may be quietly paying what is often referred to as a “loyalty tax” to your bank. In the Australian mortgage market, banks often offer more competitive rates and incentives to attract new customers, […]
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National dwelling values were broadly flat in May, but city-level performance showed a clear multi-speed housing market.
Read moreThe 2026 federal budget brought housing tax policy back into focus, raising questions for property investors and borrowers.
Read moreCotality housing data shows stronger spring momentum, with broad-based growth across capital city and regional markets.
Read moreThe RBA held the cash rate in July 2025, while fixed-rate competition among major banks continued to change.
Read moreLow-deposit schemes can help eligible first-home buyers enter the market sooner, but loan approval still depends on serviceability.
Read moreAfter May rate changes, Australian borrowers continued to compare variable rates, fixed rates and refinance incentives.
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