Product Overview
SMSF loans allow a self-managed super fund to purchase eligible residential or commercial property, usually under a limited recourse borrowing arrangement. Lenders review trust documents, fund balance, contributions and investment strategy.
Document Checklist
- SMSF trust deed, bare trust documents and fund details.
- Member identification, contribution records and investment strategy.
- Fund balance, financial statements or accountant information.
- Contract of sale, lease or rental assessment.
Loan Process
- Understand your objectives, income, assets, liabilities and loan purpose.
- Compare products, rates, fees and credit policy across banks and non-bank lenders.
- Prepare and lodge the application, then follow up valuation, approval and supporting documents.
- Assist with loan documents, settlement and ongoing rate reviews after completion.
Indicative Rate Range
Approx. 6.80% – 9.20% p.a.
Rates are general references only. Actual pricing and approval conditions depend on lender assessment.