Product Overview
Personal loans may be used for renovation, education, travel, debt consolidation or other personal funding needs. Products can be secured or unsecured, with approval focused on income, credit history and liabilities.
Document Checklist
- Identification and contact details.
- Payslips, tax returns or bank statements.
- Loan purpose summary.
- Existing loans, credit card limits and other liabilities.
Loan Process
- Understand your objectives, income, assets, liabilities and loan purpose.
- Compare products, rates, fees and credit policy across banks and non-bank lenders.
- Prepare and lodge the application, then follow up valuation, approval and supporting documents.
- Assist with loan documents, settlement and ongoing rate reviews after completion.
Indicative Rate Range
Approx. 7.50% – 20.00% p.a.
Rates are general references only. Actual pricing and approval conditions depend on lender assessment.