:root {
  --blue-950: #14345f;
  --blue-800: #245f9f;
  --blue-600: #4b92d9;
  --blue-100: #eaf5ff;
  --blue-50: #f5fbff;
  --ink: #17212b;
  --muted: #657481;
  --line: rgba(20, 52, 95, .13);
  --white: #fff;
  --gold: #d7b56d;
  --shadow: 0 20px 50px rgba(22, 69, 118, .13);
}
* { box-sizing: border-box; }
body { margin: 0; font-family: Arial, "Microsoft YaHei", "PingFang SC", sans-serif; color: var(--ink); background: var(--blue-50); line-height: 1.65; }
a { color: inherit; text-decoration: none; }
button, input, select { font: inherit; }
.wrap { width: min(1180px, calc(100% - 40px)); margin: 0 auto; }
.topbar { background: var(--blue-950); color: #d9ecff; font-size: 13px; }
.topbar .wrap { min-height: 38px; display: flex; justify-content: space-between; gap: 18px; align-items: center; }
.site-header { position: sticky; top: 0; z-index: 30; background: rgba(245, 251, 255, .95); border-bottom: 1px solid var(--line); backdrop-filter: blur(10px); }
.nav { min-height: 76px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: flex; align-items: center; flex: 0 0 auto; }
.brand-logo { display: block; width: min(260px, 32vw); height: auto; }
.menu { display: flex; gap: 24px; font-size: 15px; font-weight: 800; }
.menu a { padding: 26px 0 23px; border-bottom: 3px solid transparent; color: rgba(23, 33, 43, .78); }
.menu a.active, .menu a:hover { color: var(--blue-950); border-bottom-color: var(--blue-600); }
.menu-item { position: relative; display: flex; align-items: center; }
.menu-item > a { display: inline-flex; align-items: center; gap: 6px; }
.menu-item > a:after { content: "▾"; font-size: 11px; color: var(--blue-600); }
.submenu {
  position: absolute;
  top: 100%;
  left: 0;
  min-width: 210px;
  display: none;
  padding: 8px;
  background: white;
  border: 1px solid var(--line);
  border-radius: 10px;
  box-shadow: var(--shadow);
}
.menu-item:hover .submenu,
.menu-item:focus-within .submenu { display: grid; gap: 2px; }
.submenu a {
  display: block;
  padding: 10px 12px;
  border-bottom: 0;
  border-radius: 7px;
  color: var(--blue-950);
  white-space: nowrap;
}
.submenu a:hover,
.submenu a.active { background: var(--blue-100); border-bottom: 0; color: var(--blue-950); }
.nav-actions { display: flex; align-items: center; gap: 10px; }
.lang { font-size: 13px; color: var(--blue-800); font-weight: 800; }
.btn { min-height: 43px; display: inline-flex; align-items: center; justify-content: center; padding: 10px 17px; border-radius: 8px; border: 1px solid var(--line); font-size: 14px; font-weight: 900; color: var(--blue-950); cursor: pointer; background: white; }
.btn.primary { background: var(--blue-800); border-color: var(--blue-800); color: white; }
.btn.gold { background: var(--gold); border-color: var(--gold); color: var(--blue-950); }
.hero { position: relative; overflow: hidden; color: white; background: var(--blue-950); }
.hero:before { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, rgba(20,52,95,.94), rgba(36,95,159,.72), rgba(36,95,159,.18)), var(--hero-image, url("https://images.unsplash.com/photo-1560518883-ce09059eeffa?auto=format&fit=crop&w=1800&q=80")) center/cover; }
.hero.service-home-bg:before { background: linear-gradient(90deg, rgba(20,52,95,.94), rgba(36,95,159,.72), rgba(36,95,159,.18)), url("https://images.unsplash.com/photo-1560518883-ce09059eeffa?auto=format&fit=crop&w=1600&q=82") center/cover; }
.hero.service-commercial-bg:before { background: linear-gradient(90deg, rgba(20,52,95,.94), rgba(36,95,159,.72), rgba(36,95,159,.18)), url("../img/commercial-properties-2.jpg") center/cover; }
.hero.service-business-bg:before { background: linear-gradient(90deg, rgba(20,52,95,.94), rgba(36,95,159,.72), rgba(36,95,159,.18)), url("https://images.unsplash.com/photo-1556761175-b413da4baf72?auto=format&fit=crop&w=1600&q=82") center/cover; }
.hero.service-smsf-bg:before { background: linear-gradient(90deg, rgba(20,52,95,.94), rgba(36,95,159,.72), rgba(36,95,159,.18)), url("../img/smsf.jpg") center/cover; }
.hero.service-car-bg:before { background: linear-gradient(90deg, rgba(20,52,95,.94), rgba(36,95,159,.72), rgba(36,95,159,.18)), url("https://images.unsplash.com/photo-1492144534655-ae79c964c9d7?auto=format&fit=crop&w=1600&q=82") center/cover; }
.hero.service-foreign-bg:before { background: linear-gradient(90deg, rgba(20,52,95,.94), rgba(36,95,159,.72), rgba(36,95,159,.18)), url("https://images.unsplash.com/photo-1486406146926-c627a92ad1ab?auto=format&fit=crop&w=1600&q=82") center/cover; }
.hero.service-personal-bg:before { background: linear-gradient(90deg, rgba(20,52,95,.94), rgba(36,95,159,.72), rgba(36,95,159,.18)), url("../img/personal-loans.jpg") center/cover; }
.hero.service-deposit-bg:before { background: linear-gradient(90deg, rgba(20,52,95,.94), rgba(36,95,159,.72), rgba(36,95,159,.18)), url("https://images.unsplash.com/photo-1450101499163-c8848c66ca85?auto=format&fit=crop&w=1600&q=82") center/cover; }
.hero .wrap { position: relative; min-height: 590px; display: grid; grid-template-columns: 1.05fr .95fr; gap: 46px; align-items: center; padding: 70px 0; }
.hero.single-hero .wrap { grid-template-columns: minmax(0, 760px); }
.page-hero .wrap { min-height: 350px; }
.eyebrow { color: #cde7ff; text-transform: uppercase; letter-spacing: .12em; font-size: 12px; font-weight: 900; }
h1, h2, h3 { line-height: 1.18; }
h1 { margin: 14px 0 20px; font-size: clamp(38px, 5vw, 64px); }
h2 { margin: 8px 0 14px; color: var(--blue-950); font-size: clamp(30px, 4vw, 44px); }
h3 { margin: 0 0 10px; color: var(--blue-950); }
p { margin: 0 0 14px; }
.lead { max-width: 650px; color: #eef7ff; font-size: 18px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 30px; }
.hero-card { background: rgba(255,255,255,.96); color: var(--ink); border-radius: 12px; padding: 30px; box-shadow: 0 28px 70px rgba(0,0,0,.24); }
.service-visual {
  margin: 0;
  align-self: stretch;
  min-height: 260px;
  border: 1px solid rgba(255,255,255,.28);
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 28px 70px rgba(0,0,0,.24);
  background: rgba(255,255,255,.12);
}
.service-visual img {
  display: block;
  width: 100%;
  height: 100%;
  min-height: 260px;
  object-fit: cover;
}
.check { padding: 0; margin: 0; list-style: none; display: grid; gap: 12px; }
.check li { display: flex; gap: 10px; color: var(--muted); }
.check li:before { content: "✓"; color: var(--blue-600); font-weight: 900; }
section { padding: 82px 0; }
.soft { background: var(--blue-100); }
.white { background: white; }
.dark { background: var(--blue-950); color: #d9ecff; }
.dark h2, .dark h3 { color: white; }
.section-head { max-width: 780px; margin-bottom: 36px; }
.section-head p, .muted { color: var(--muted); }
.grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.grid.three { grid-template-columns: repeat(3, 1fr); }
.grid.two { grid-template-columns: repeat(2, 1fr); }
.card { background: white; border: 1px solid var(--line); border-radius: 12px; padding: 24px; min-height: 175px; }
.card:hover { box-shadow: var(--shadow); }
.card.link-card { display: block; transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease; }
.card.link-card:hover { transform: translateY(-3px); border-color: rgba(75, 146, 217, .35); }
.card.link-card p { color: var(--muted); }
.card-title-row { display: flex; align-items: center; gap: 12px; margin-bottom: 12px; }
.card-title-row h3 { margin: 0; }
.icon { width: 46px; height: 46px; border-radius: 10px; display: grid; place-items: center; background: var(--blue-100); color: var(--blue-800); font-weight: 900; margin-bottom: 15px; }
.card-title-row .icon { flex: 0 0 42px; width: 42px; height: 42px; margin-bottom: 0; }
.icon svg { width: 25px; height: 25px; stroke: currentColor; stroke-width: 2; fill: none; stroke-linecap: round; stroke-linejoin: round; }
.card-title-row .icon svg { width: 23px; height: 23px; }
.logo-wall { display: grid; grid-template-columns: repeat(4, 1fr); gap: 12px; }
.marquee-logo-wall {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 12px;
  overflow: hidden;
}
.logo-row {
  overflow: hidden;
  height: 432px;
  padding: 4px;
}
.logo-track {
  display: flex;
  flex-direction: column;
  width: 100%;
  gap: 12px;
  animation: logoScroll 30s linear infinite;
}
.marquee-logo-wall:hover .logo-track { animation-play-state: paused; }
.logo-tile {
  flex: 0 0 96px;
  min-height: 96px;
  border: 1px solid var(--line);
  border-radius: 12px;
  background: white;
  display: grid;
  place-items: center;
  padding: 18px;
  transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
  position: relative;
}
.logo-tile:hover {
  transform: scale(1.08);
  z-index: 2;
  border-color: rgba(75, 146, 217, .42);
  box-shadow: var(--shadow);
}
.logo-tile img {
  display: block;
  max-width: 100%;
  max-height: 54px;
  object-fit: contain;
}
.logo-tile span { display: block; font-size: 12px; color: var(--muted); font-weight: 700; margin-top: 3px; }
@keyframes logoScroll {
  from { transform: translateY(0); }
  to { transform: translateY(calc(-50% - 6px)); }
}
.rate-offers { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.rate-offer {
  background: white;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 22px;
  min-height: 142px;
  transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.rate-offer:hover {
  transform: scale(1.04);
  border-color: rgba(75, 146, 217, .42);
  box-shadow: var(--shadow);
}
.rate-offer h3 { margin-bottom: 8px; font-size: 18px; }
.rate-line {
  display: flex;
  align-items: baseline;
  gap: 8px;
  flex-wrap: wrap;
  margin-top: 8px;
}
.rate-offer strong {
  display: inline-block;
  color: var(--blue-800);
  font-size: 38px;
  line-height: 1;
}
.rate-offer span { color: var(--muted); font-size: 13px; font-weight: 800; }
.map-embed {
  width: 100%;
  min-height: 230px;
  border: 0;
  border-radius: 12px;
  margin: 12px 0 18px;
  display: block;
}
.stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }
.stat { background: white; border: 1px solid var(--line); border-radius: 12px; padding: 22px; }
.stat strong { display: block; font-size: 30px; color: var(--blue-800); }
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 26px; }
.step strong { color: var(--gold); font-size: 34px; display: block; }
.table-wrap { overflow-x: auto; background: white; border: 1px solid var(--line); border-radius: 12px; }
table { width: 100%; border-collapse: collapse; min-width: 760px; }
th, td { padding: 15px; border-bottom: 1px solid var(--line); text-align: left; vertical-align: top; }
th { background: var(--blue-100); color: var(--blue-950); font-size: 14px; }
tr:last-child td { border-bottom: 0; }
.note { border-left: 4px solid var(--blue-600); background: white; padding: 18px 20px; border-radius: 0 10px 10px 0; color: var(--muted); }
.knowledge-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.qa-card {
  background: white;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 22px;
}
.qa-card h3 { margin-bottom: 12px; }
.qa-card p { color: var(--muted); }
.qa-card a { color: var(--blue-800); font-weight: 900; }
.qa-list { display: grid; gap: 12px; }
.qa-list details {
  background: white;
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 0;
}
.qa-list summary {
  cursor: pointer;
  color: var(--blue-950);
  font-weight: 900;
  padding: 16px 18px;
}
.qa-list details[open] summary { border-bottom: 1px solid var(--line); }
.qa-list .qa-body { padding: 16px 18px 18px; color: var(--muted); }
.qa-list .qa-body ul { margin: 10px 0 0; padding-left: 20px; }
.article-layout {
  display: grid;
  grid-template-columns: 300px 1fr;
  gap: 28px;
  align-items: start;
}
.article-toc {
  position: sticky;
  top: 100px;
  background: white;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 20px;
  box-shadow: var(--shadow);
}
.article-toc h3 { margin-bottom: 12px; }
.article-toc a {
  display: block;
  padding: 9px 0;
  border-bottom: 1px solid var(--line);
  color: var(--blue-950);
  font-size: 14px;
  font-weight: 800;
}
.article-toc a:last-child { border-bottom: 0; }
.article-stack { display: grid; gap: 18px; }
.article-panel {
  scroll-margin-top: 110px;
  background: white;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 28px;
}
.article-panel h2 {
  margin-top: 0;
  font-size: clamp(26px, 3vw, 36px);
}
.article-panel h3 {
  margin-top: 24px;
  font-size: 20px;
}
.article-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 16px;
}
.article-meta span {
  display: inline-flex;
  align-items: center;
  min-height: 28px;
  padding: 4px 10px;
  border-radius: 999px;
  background: var(--blue-100);
  color: var(--blue-950);
  font-size: 12px;
  font-weight: 900;
}
.article-panel p { color: var(--muted); }
.article-note {
  background: #fff9ed;
  border: 1px solid rgba(215, 181, 109, .42);
  border-radius: 12px;
  padding: 18px;
  color: #715719;
}
.news-grid {
  display: grid;
  grid-template-columns: 1.25fr 1fr 1fr;
  gap: 16px;
}
.news-card {
  display: flex;
  flex-direction: column;
  min-height: 245px;
  background: white;
  border: 1px solid var(--line);
  border-radius: 12px;
  overflow: hidden;
}
.news-card.featured { grid-row: span 2; min-height: 506px; }
.news-media {
  min-height: 118px;
  background: linear-gradient(135deg, var(--blue-800), var(--blue-600));
}
.news-card.featured .news-media { min-height: 220px; }
.news-body { padding: 20px; display: flex; flex: 1; flex-direction: column; }
.news-meta {
  color: var(--blue-800);
  font-size: 12px;
  font-weight: 900;
  letter-spacing: .04em;
  text-transform: uppercase;
  margin-bottom: 10px;
}
.news-body h3 { font-size: 20px; margin-bottom: 10px; }
.news-body p { color: var(--muted); }
.news-link { margin-top: auto; color: var(--blue-800); font-weight: 900; }
.service-detail-grid {
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 28px;
  align-items: start;
}
.detail-panel {
  background: white;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 26px;
}
.detail-panel.soft-panel { background: var(--blue-100); }
.detail-list { margin: 0; padding-left: 20px; color: var(--muted); }
.detail-list li { margin: 8px 0; }
.rate-band {
  background: var(--blue-950);
  color: #d9ecff;
  border-radius: 12px;
  padding: 24px;
}
.rate-band h3 { color: white; }
.rate-number { color: var(--gold); font-size: 34px; font-weight: 900; line-height: 1.1; }
.process-list {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}
.process-mini {
  background: white;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 20px;
}
.process-mini strong { display: block; color: var(--blue-800); font-size: 24px; margin-bottom: 8px; }
.tool-card { background: white; border: 1px solid var(--line); border-radius: 12px; padding: 24px; }
.calculator-layout { display: grid; grid-template-columns: 300px 1fr; gap: 24px; align-items: start; }
.calc-sidebar {
  position: sticky;
  top: 98px;
  background: white;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 18px;
  box-shadow: var(--shadow);
}
.calc-sidebar h3 { margin-bottom: 14px; }
.calc-links { display: grid; gap: 9px; }
.calc-links a {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 42px;
  padding: 9px 12px;
  border: 1px solid var(--line);
  border-radius: 8px;
  color: var(--blue-950);
  font-size: 14px;
  font-weight: 800;
  background: var(--blue-50);
}
.calc-links a:hover { background: var(--blue-100); border-color: rgba(75, 146, 217, .35); }
.calc-links a:after { content: "›"; color: var(--blue-600); font-size: 20px; line-height: 1; }
.calc-main { display: grid; gap: 18px; }
.calc-intro {
  background: white;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 24px;
}
.calc-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
.calc-link-card {
  display: block;
  background: white;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 22px;
  min-height: 130px;
}
.calc-link-card:hover { box-shadow: var(--shadow); }
.calc-link-card strong { display: block; color: var(--blue-950); font-size: 18px; margin-bottom: 8px; }
.calc-link-card span { color: var(--muted); font-size: 14px; }
.calc-section { scroll-margin-top: 120px; }
.legacy-page { background: white; }
.legacy-hero {
  background: linear-gradient(180deg, #f8fbff, #eef7ff);
  border-bottom: 1px solid var(--line);
  padding: 42px 0;
}
.legacy-breadcrumb {
  color: var(--muted);
  font-size: 14px;
  margin-bottom: 18px;
}
.legacy-breadcrumb a { color: var(--blue-800); font-weight: 800; }
.legacy-title {
  margin: 0;
  color: var(--blue-950);
  font-size: clamp(34px, 5vw, 52px);
}
.legacy-content { padding: 58px 0 78px; }
.legacy-layout { display: grid; grid-template-columns: 300px 1fr; gap: 42px; align-items: start; }
.legacy-aside {
  position: sticky;
  top: 100px;
  background: #f7fbff;
  border: 1px solid var(--line);
  border-radius: 4px;
  padding: 26px 24px;
}
.legacy-aside h2 {
  font-size: 24px;
  margin: 0 0 16px;
}
.legacy-aside ul, .legacy-main ul { margin: 0; padding-left: 20px; }
.legacy-aside li { margin: 8px 0; color: var(--blue-950); font-weight: 700; }
.legacy-aside a { color: var(--blue-950); }
.legacy-main h1 {
  color: var(--blue-950);
  font-size: clamp(32px, 4vw, 48px);
  margin: 0 0 18px;
}
.legacy-main p { color: var(--muted); }
.legacy-jumplist {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 8px 28px;
  margin: 24px 0 34px;
  padding-left: 20px;
}
.legacy-jumplist a { color: var(--blue-800); font-weight: 800; }
.legacy-calculator {
  border-top: 1px solid var(--line);
  padding: 26px 0;
}
.legacy-calculator h4 {
  color: var(--blue-950);
  font-size: 22px;
  margin: 0 0 16px;
}
.legacy-placeholder {
  min-height: 86px;
  border: 1px dashed rgba(36, 95, 159, .35);
  border-radius: 4px;
  background: #f9fcff;
  color: var(--muted);
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 18px;
}
.legacy-placeholder strong { color: var(--blue-800); }
.legacy-embed { margin-top: 14px; }
.legacy-iframe {
  width: 100%;
  max-width: 760px;
  min-height: 800px;
  border: 1px solid var(--line);
  border-radius: 4px;
  background: white;
}
.legacy-calculator h4 a { color: var(--blue-950); }
.form-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 14px; }
.field label { display: block; font-size: 13px; color: var(--muted); font-weight: 900; margin-bottom: 6px; }
.field input, .field select { width: 100%; min-height: 44px; border: 1px solid var(--line); border-radius: 8px; padding: 9px 11px; background: white; }
.result { margin-top: 18px; padding: 18px; border-radius: 10px; background: var(--blue-950); color: #d9ecff; font-weight: 900; }
.result small { display: block; margin-top: 6px; color: rgba(217,236,255,.82); font-weight: 500; }
.cta { background: linear-gradient(90deg, var(--blue-800), var(--blue-600)); color: white; padding: 50px 0; }
.cta h2 { color: white; margin: 0 0 6px; }
.cta-row { display: flex; justify-content: space-between; align-items: center; gap: 24px; flex-wrap: wrap; }
footer { background: #0f243d; color: #d9ecff; padding: 48px 0 28px; font-size: 14px; }
.foot { display: grid; grid-template-columns: minmax(286px, 1.65fr) repeat(5, minmax(108px, 1fr)); gap: 24px; }
.foot h4 { color: white; margin: 0 0 12px; }
.foot a, .foot p { display: block; color: #d9ecff; margin: 0 0 8px; }
.foot a {
  width: fit-content;
  transform-origin: left center;
  transition: color .18s ease, transform .18s ease;
}
.foot a:hover {
  color: #7ec8ff;
  transform: scale(1.06);
}
.wechat-qr-text { margin-top: 8px; font-weight: 800; }
.qr-pair { display: flex; flex-wrap: nowrap; gap: 14px; align-items: flex-start; margin-top: 8px; }
.qr-item { max-width: 150px; }
.qr-item .wechat-qr-text { margin: 0 0 8px; line-height: 1.35; }
.wechat-qr {
  display: block;
  width: 118px;
  height: 118px;
  object-fit: cover;
  border-radius: 8px;
  border: 4px solid white;
  background: white;
}
.card .wechat-qr { width: 150px; height: 150px; border-color: var(--blue-100); }
.video-qr {
  display: block;
  width: 118px;
  height: 118px;
  object-fit: cover;
  border-radius: 8px;
  border: 4px solid white;
  background: white;
}
.card .video-qr { width: 150px; height: 150px; border-color: var(--blue-100); }
.disclaimer { border-top: 1px solid rgba(255,255,255,.14); margin-top: 28px; padding-top: 18px; color: rgba(217,236,255,.74); font-size: 12px; }
@media (max-width: 980px) {
  .menu { display: none; }
  .hero .wrap { grid-template-columns: 1fr; min-height: auto; }
  .grid, .grid.three, .grid.two, .logo-wall, .stats, .steps, .foot, .rate-offers { grid-template-columns: 1fr 1fr; }
  .qr-pair { flex-wrap: wrap; }
  .knowledge-grid { grid-template-columns: 1fr; }
  .article-layout { grid-template-columns: 1fr; }
  .article-toc { position: static; }
  .news-grid { grid-template-columns: 1fr 1fr; }
  .news-card.featured { grid-row: auto; min-height: 245px; }
  .service-detail-grid { grid-template-columns: 1fr; }
  .process-list { grid-template-columns: 1fr 1fr; }
  .calculator-layout { grid-template-columns: 1fr; }
  .legacy-layout { grid-template-columns: 1fr; }
  .legacy-aside { position: static; }
  .calc-sidebar { position: static; }
}
@media (max-width: 640px) {
  .wrap { width: min(100% - 28px, 1180px); }
  .topbar .wrap { flex-direction: column; align-items: flex-start; padding: 9px 0; }
  .nav { min-height: 68px; }
  .brand-logo { width: min(190px, 55vw); }
  .nav-actions .btn { display: none; }
  .hero .wrap { padding: 50px 0; }
  section { padding: 58px 0; }
  .grid, .grid.three, .grid.two, .logo-wall, .stats, .steps, .foot, .form-grid, .rate-offers { grid-template-columns: 1fr; }
  .news-grid { grid-template-columns: 1fr; }
  .process-list { grid-template-columns: 1fr; }
  .calc-grid { grid-template-columns: 1fr; }
  .legacy-jumplist { grid-template-columns: 1fr; }
}
