Business documents
ABN/ACN, ASIC records, trading history, industry and loan purpose.
Business Loans
Business Loans
For working capital, expansion, equipment, business purchase and cash-flow needs.
Product Overview
Business loans may be secured or unsecured and can support working capital, inventory, tax payments, fit-outs, expansion or acquisitions. Lenders assess trading history, turnover, profit, bank conduct and industry risk differently.
Suitable For
- Small and medium business owners
- Businesses needing short-term cash flow or working capital
- Clients buying equipment, vehicles or a business
Indicative Rate Range
Approx. 8.0% - 18.0% p.a.
Unsecured and short-term products often have higher rates. Final pricing is subject to lender assessment.
Document Checklist
Financial documents
Financial statements, tax returns, BAS, POS turnover and bank statements.
Loan purpose
Purchase contract, equipment quote, business sale contract or use-of-funds summary.
Loan Process
01
Confirm purpose
Clarify funding purpose and required term.
02
Analyse cash flow
Assess business income and repayment capacity.
03
Match products
Compare secured, unsecured and low-doc options.
04
Approval and funding
Submit the application and manage funding.
This page is general information only and is not a loan offer or financial advice.