Identity documents
Passport, driver licence and address evidence.
Personal Loans
Personal Loans
For renovation, education, debt consolidation, travel and other personal needs.
Product Overview
Personal loans can be secured or unsecured. Loan amount, term and rate are usually influenced by income, liabilities, credit score and loan purpose.
Suitable For
- Clients needing renovation, education or larger personal funding
- Clients consolidating credit cards or other personal debt
- Clients wanting a fixed short-to-medium term repayment plan
Indicative Rate Range
Approx. 7.5% - 20.0% p.a.
Unsecured personal loans usually price higher. Final pricing is subject to lender approval.
Document Checklist
Income documents
Payslips, bank statements, tax returns or employer letter.
Purpose details
Debt consolidation schedule, quotes or use-of-funds explanation.
Loan Process
01
Confirm needs
Confirm amount, purpose and repayment term.
02
Check eligibility
Assess income, liabilities and credit history.
03
Compare products
Compare rates, fees and early repayment terms.
04
Approval and funding
Submit the application and arrange funding.
This page is general information only and is not a loan offer or financial advice.